Consumer Privacy Notice (Gramm-Leach-Bliley)

Consumer Privacy Notice. In accordance with the Gramm-Leach-Bliley Act (GLBA), Title V, and Regulation P (12 CFR Part 1016), this institution provides the following notice regarding the collection, use, and sharing of nonpublic personal information (NPI). We collect NPI from the following sources: (a) information you provide on applications and other forms, such as your name, address, Social Security number, assets, and income; (b) information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and account activity; and (c) information we receive from consumer reporting agencies, such as your credit history and creditworthiness. We do not disclose NPI about our customers or former customers to nonaffiliated third parties, except as permitted by law. You have the right to opt out of certain disclosures of NPI to nonaffiliated third parties. We restrict access to NPI about you to those employees and authorized agents who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your NPI.