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Definitions

Definitions. As used in this Policy, the following terms shall have the meanings set forth below: (a) "Insured" means the Named Insured shown in the Declarations and any person or organization qualifying as an insured under the terms of this Policy; (b) "Occurrence" means an accident, including continuous or repeated exposure to substantially the same general harmful conditions, which results in bodily injury or property damage neither expected nor intended from the standpoint of the Insured; (c) "Bodily Injury" means physical injury, sickness, or disease sustained by a person, including death resulting from any of these at any time; (d) "Property Damage" means physical injury to tangible property, including all resulting loss of use of that property, or loss of use of tangible property that is not physically injured; (e) "Coverage Territory" means the United States of America (including its territories and possessions), Puerto Rico, and Canada, or international waters or airspace, provided the injury or damage does not occur in the course of travel or transportation to or from any other country; (f) "Policy Period" means the period from the inception date to the expiration date shown in the Declarations, or any shorter period arising from cancellation; and (g) "Premium" means the amount shown in the Declarations as the total premium for this Policy, subject to adjustment as provided herein.  
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