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What happens to my pension if I divorce?

Monday, November 24, 2025


 

Hello [Recipient Name],

Thank you for reaching out about how a divorce may affect your pension. We know these situations can be confusing or time-sensitive, so we want to walk you through the process as clearly as possible.

Below is a detailed walkthrough designed to give you clarity about why this issue may be occurring, what you should expect at each stage, and how to resolve it even if something doesn’t behave exactly as described. Please work through the steps in order and pause anytime you need more help.

  1. Review your divorce decree or any draft orders to see whether your benefit is mentioned.
  2. Contact to ask about how domestic relations orders (DROs) are handled and what language is required.
  3. If a court orders a division of benefits, ensure the appropriate DRO forms are completed and submitted to for review.
  4. Confirm how the order may affect your monthly payment, lump sum options, or survivor benefits.
  5. Update your beneficiary designations if your marital status or intended beneficiaries have changed.
  6. Keep copies of all court orders and correspondence in a secure location for future reference.

In many cases, completing these steps resolves the issue without any further action. If something on your screen looks different from what is described here, make a note of what you see so you can share those details if you contact support.

If you still need help after trying these steps, you can contact using the phone number or secure message options listed in your online account. Having your member ID, recent correspondence, and any screenshots ready will help our team assist you more quickly.

We hope this was helpful and closes your issue, if not please reply to this issue or open a new one within the application. Thank you.

Click here to give us feedback on our response to your issue


 
 

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